Making sense of Systematic Investment Plans (SIP
Benjamin Graham, the father of value investing, has termed dollar cost averaging as one of the top 3 tenets of investments for a defensive investor. Dollar cost averaging is nothing but the systematic
Steps to increase your home loan worthiness
Home loans are the most easily accessible financial supplement to purchase your dream home. To understand how to enhance your eligibility to apply for a home loan, make a simple self-assessment. Here
Pre-approved loan helps to zero in on a right house
The process of buying a home has two major components: One, searching for finances, and two, searching for a home. Both of these are time consuming and requires enormous effort. Usually buyers get bog
Make most of balance of transfer on credit cards
Have you ever run into a situation where you find your current outstanding dues on your credit card suddenly overwhelming?
Do you wish you had more options on your card? There is a way out which wil
Don’t miss premium payment
A good financial portfolio should definitely have the insurance component to ensure financial security for your loved ones.
It is vital to make sure you choose your insurance policy based on your cur
NPS may give better returns than PF
Investors prefer to wait it out long and hard before zeroing in on a scheme. It could be worth the wait. Post the new DTC, the new pension scheme (NPS) is now proposed to be under EEE (exempt-exempt-e
Credit card can make or mar your credit score
Currently, there is an increasing awareness about the importance of a credit score and the impact it has on any loan one wishes to opt for. If you are one of those individuals who plan to take a home
Tax-saving bonds are an ideal investment option
Tax-saving bonds are one among the important tax-saving options available to individuals. Interest incomes generated by them are tax deductible and this is over and above the `1 lakh tax exemption inv
Optimise resources to maximise your savings
You don’t have to play Uncle Scrooge to be penny wise and hoard for the future! The journey is the key. We will discuss here how to exercise a bit of restraint in a number of small-yet-effective ways,
How ‘new’ Ulips stack up against MFs, insurance
In layman’s language, Ulip is a two-in-one financial instrument. This hybrid instrument provides life insurance solution as well as investment of the policyholder’s fund in the equity and debt markets