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Loans against FDs are best bet

I have availed home and personal loans from a bank account of mine. Do I need to disclose details of these while seeking a new loan against my salary account?
Samik Malla
Hyderabad

You can get anot

Inform lenders before migrating

I am a dentist. I am planning to construct a house, which will be partly funded by a personal loan. I would be shifting to the United Kingdom in three to four years. Please tell me if I will be allow

Buy health cover to top up employer-sponsored policy

I am planning to buy an under-construction house. I have to make the full payment upfront, but the property will be delivered three years later. To finance the purchase, I intend to take a bank loan a

Defaults stay at Cibil for 7 yrs

I recently tried to take a loan against a life insurance policy, which I bought in 2011. However, the insurer said the policy is not eligible for loan until three premiums are paid.

Defaults stay at Cibil for 7 yrs

I recently tried to take a loan against a life insurance policy, which I bought in 2011. However, the insurer said the policy is not eligible for loan until three premiums are paid. Can I pay two pre

Children to get health cover only 3 months after birth

I am a married woman and my father is a retired individual. Can I apply for a loan on his property for the construction of a second storey?
B. Prashanthi , Hyderabad
Only some lenders will readily agr

Health insurer can up the premium

If I want to take an insurance policy for 10-15 years, will the insurance company have a fixed annual premium or will it increase the premium based on the age and diseases encountered in the future?
R

FDs attract tax only when interest exceeds Rs 10K

I had taken a housing loan in 2004 for the purchase of a flat and have been claiming deduction on the interest and principal component under Sections 24 and 80C. I have now taken another loan of Rs 25

Do not delay mediclaims

Q. I had taken a personal loan of 10 lakh around three months ago, for which the repayment period is 48 months. Now, I also need an education loan of upto 20 lakh. Can you tell me if any bank will p

Existing critical illness is not covered

Q I have recently cleared overdues on my two credit cards. The total outstanding is Rs 50,000. Since my income doesn’t permit me to pay off the entire outstanding, I have been paying the minimum balan

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