L. Ravindran

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Where does he stand now?

SHUBH, 48 years
Profession: An NRI-based in the Bahamas,
Dependents: His wife, and two sons, who are pursuing higher education in India.

Net worth
Asset Current Value
Property Rs 1.5 crore
Cars Rs

Invest in monthly income

* Name: Uday Sharma
* Job: Private employee
* Age: 57 years
* Dependents: None
* Income: Rs 6.6 lakh/year

Name changed to protect identity

Fiftyseven-year-old Udayan Sharma is the manager of a pha

Invest in SIP, ETF to fund retirement

* Name: Mr & Mrs Rahul
* Job: Salaried
* Age: 30 years
* Dependants: None
* Income: Rs 12 lakh/year
Name changed to protect identity

Rahul Gupta is a 30-year-old employee of Mumbai-based manufa

Invest in annuity to secure future

Suresh is the director of a multinational company based in Dubai. His wife is a home maker and they have a daughter aged 16 years. His parents stay in India and are independent.

He is on a five-year

Invest in diversified MF for kid’s education

* Name: Anupam Shah
* Job: Private employee
* Age: 40 years
* Dependants: 1
* Income: Rs 6 lakh/year
- Name changed to protect identity

Anupam Shah, 32 years, and his wife, 30 years, are newly

Don’t wait, buy a house early

* Name: Samuel*
* Job: Self-employed
* Age: 35 years
* Dependants: 1
* Income: Rs 6 lakh/year

* Name changed to protect identity

Samuel is an architect by training. He is 35 years old and curr

At old age, target safety and liquidity

Nirmala, 65, is retired and lives independently in the temple city of Madurai in Tamil Nadu. She has two daughters, one married and settled in Mumbai while the second daughter is employed in the US. H

Invest in pension plan for retirement benefits

* Name: Charan
* Job: Private employee
* Age: 40 years
* Dependants: 1
* Income: `6 lakh/year

Name changed to protect identity

Mr Charan, 35 is employed with a multinational automobile design

Productive loan not a bad option

Mr Jaswant K. is a 33-year-old manager of a fashion design company based in Mumbai. He is a bachelor and wants to continue being one for the next five years. His parents are independent. He lives in a rented accommodation and pays `17,000 per month as rent. His income is `6.5 lakh and household

You can pay off expensive loans

Ashwin Kumar Singh, 45 years, is the general manager of a pharma company. His family includes his wife, a home maker and two children aged 12 and 10 respectively. His parents stay in Mysore and are financially independent as they

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