Vishal Dhawan

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Invest in equities when markets dip

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The recent fall in equity markets over the last few weeks has forced a lot of investors to worry about its impact on their equity portfolio.

It has also left them clueless about their future course

Plan assets based on needs, inflation

Whether you pick up a magazine or newspaper, put on your television set or drive through your city, you will be inundated with financial products screaming “Buy me“ at you.

One of the most common qu

Don’t buy insurance only for tax benefits

Do you really need insurance? “I am not saving enough”, “I need to generate better returns on my investments” or “I need to save regularly” are the common reasons we hear from the investors when they

Understand financial products before buying

Two events over the last few days have hit the headlines — one from India and the other from Pakistan, in which the person with the mandate to protect has done quite the opposite. Both unfortunate eve

Some mantras for equity investment

Circa 2007, the equity markets are on a roll. Rajesh has just made a quick 30 per cent gain in his equity portfolio, in a matter of days. The tip which he had received and his resultant action — acting on it had brought him this gain. Rajesh was yearning for more. His banker was offering him a personal loan and as Rajesh was having a great ride in his equity investments, he took on this liability.

Decoding mutual fund investments

The Mutual fund industry is witnessing a strange paradox. Despite low costs, the industry is not able to arrest the declining volumes. The same applies to the scenario in Ulips, which failed to woo investors despite clarity on Ulip regulations.

Easy ways to make use of real estate

With full page advertisements becoming fairly common for new properties that are being launched, and the initial plans for what will probably be one of the world’s tallest residential buildings in Mumbai making headlines over the last few days, buying real estate seems to be on top of the mind for both end users and investors.

Is crashing market good to buy or sell?

As I walked through a multibrand garments mall, I found that most shoppers had bags that were overflowing with clothes of different shapes and sizes. The salary increases and bonuses were probably being put to use. And of course, the big draw.

Manage your pay hike to slash debt

“Aaj Phir Jeene Ki Tamanna Hain…” — this blockbuster song of the 1960s is probably on the mind of most salaried individuals today, as salary hikes, big bonuses and promotions have made their comeback after a couple of difficult years.

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I want to begin with a little story that was told to me by a leading executive at Aptech. He was exercising in a gym with a lot of younger people.

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